Credit Analyst

Company: BancFirst
Location: Vinita
Posted on: May 18, 2025

Job Description:

POSITION SUMMARY

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Provide support to the Lending Department in the on-going credit evaluation of existing and prospective customers, including Commercial & Industrial and Investment Real Estate. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.





ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.



Prepare relationship, collateral, loan agreement compliance and profitability summaries



Prepare industry research



Prepare financial analysis memorandums



Prepare loan memorandums



Attend loan committee meeting to include presentation of credit requests



Attend weekly sales meetings



Research, identification and development of prospects



Customer and prospect calls



Develop information requests for credit and/or deposit and treasury service opportunities



Prepare term sheets for credit requests



Complete all required compliance training by established deadlines



Regular and consistent attendance is an essential function of this position.



Perform other job duties and special projects as assigned



Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.





REQUIREMENTS



Bachelor's degree in Agricultural Economics, Finance, or Accounting



Excellent customer service skills



Strong communication skills, both verbal and written



Excellent interpersonal skills



Demonstrates an understanding of credit management, credit operations and commercial lending



Ability to perform in a highly sensitive environment and maintain confidentiality



High level of attention to detail, with strong problem solving and organization skills



Ability to perform effectively in a fast-paced environment



Working knowledge of Microsoft Office, with an emphasis on Work & Excel





PREFERRED SKILLS



N/A





PHYSICAL REQUIREMENTS



Constant use of computer screens



Ability to operate a computer keyboard, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear



Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching



Ability to sit and/or stand for long periods of time during the workday


Long periods of typing and repetitive motion


Ability to lift and/or move and carry 10 pounds





LOCATION



BancFirst Vinita, Ketchum or Grove



**Acceptable candidate could be approved for some remote work outside the Vinita, Grove or Ketchum Banks and/or another convenient BancFirst location in Oklahoma.



Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.



Diversity---Our differences enhance business performance.

Keywords: BancFirst, Fayetteville , Credit Analyst, Professions , Vinita, Arkansas